MB
Hiring companyMSME Business
Verified today
Lead Policy - Retail| Mumbai
Mumbai, Maharashtra, India Full-time
About the role
MSME Business’s Retail Policy Lead drives credit policy and operational guidelines for secured and unsecured retail loans, evaluates credit scoring models, and monitors portfolio performance. The role shapes risk analysis for new products, collaborates with IT on data management, and reports on compliance and loss events. Based in Mumbai, the position requires on‑site presence with no remote option.
What you’ll do
- Formulate credit policy and operational guidelines for retail loans
- Evaluate and monitor internal & external credit scoring models
- Conduct risk analysis for new product approvals
- Establish data maintenance requirements and collaborate with IT
- Create management reporting using visual tools
- Track performance against guardrails and analyze macro‑economic data
- Report control weaknesses, compliance breaches, and operational loss events
- Evaluate credit loss assumptions for valuation models
What you’ll bring
10-15 Years
Nice to have
- 10-15 Years experience in retail credit policy
- Graduate degree in finance or related field
- Post Graduate degree or MBA
- Experience with LOS/LMS systems
- Risk analysis for new products
- Data management and reporting
- Credit scoring model implementation
- Team leadership
Education
Graduate (Any Specialisation)