MB
Hiring companyMSME Business
Verified today
Lead Policy
Mumbai, Maharashtra, India Full-time
About the role
MSME Business Credit Card Policy Team drives risk‑aligned product strategy for credit cards, evaluating policies across onboarding, credit, operations, fraud and reputation. The Lead Policy role analyzes portfolio performance, shapes risk appetite, and implements tech solutions like scorecards and digital journeys. Based in Mumbai, the position requires on‑site presence with occasional travel for stakeholder collaboration.
What you’ll do
- Evaluate credit card product programs and policies
- Conduct portfolio analysis and monitor delinquencies
- Shape risk appetite and pricing strategies
- Implement technological interventions for process automation
- Collaborate with cross‑functional stakeholders
- Ensure robust risk assessment across line functions
- Communicate findings and recommendations
What you’ll bring
- 10-15 years experience in credit card underwriting
- Graduate degree in finance or related field
- Strong risk management and portfolio analysis skills
- Experience with regulatory compliance in banking
- Proficiency in data analytics and scorecard development
- Excellent communication and stakeholder management
- Knowledge of digital banking solutions
- Familiarity with fraud prevention tools
Skills
Risk ManagementPortfolio AnalysisCredit Card ProductsRegulatory ComplianceData AnalyticsScorecard DevelopmentDigital BankingStakeholder Management
Benefits
- Competitive salary
- Health insurance
- Paid time off
- Professional development opportunities
- Employee assistance program