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Hiring companyAXIS BANK LTD.
Verified today
Credit Officer - Tractor, Rural Credit
Hyderabad,India Full-time On-site
About the role
Rural Credit, a division of AXIS Bank's Retail Credit, provides financing solutions for farmers, tractor purchases, and agribusinesses in rural and semi‑urban areas. The Credit Officer leads credit appraisal, prepares proposals, gathers market intelligence, and ensures compliance with rural credit policies to build a high‑quality loan portfolio. Based in Hyderabad, on‑site role.
What you’ll do
- Prepare credit proposals and sanction decisions ensuring timely turnaround
- Maintain proposal quality to minimize delinquency and build a strong portfolio
- Collect market intelligence on risk trends from financial institutions
- Coordinate with bank departments to align credit activities with objectives
- Address audit queries and ensure compliance with rural credit policies
- Monitor portfolio performance and enforce credit guidelines
Nice to have
- 5-8 years credit experience in tractor or farmer financing
- MBA or CA preferred, degree in Agri Business Management
- Knowledge of credit regulations and product trends
- Strong communication skills in English and local language
Skills
Credit appraisalRisk analysisMarket intelligenceStakeholder managementRegulatory compliancePortfolio quality