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Hiring companyAXIS BANK LTD.

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Credit Officer, B2C, Rural Credit

Jaipur, Rajasthan, India Full-time On-site

About the role

Retail Credit department at AXIS BANK LTD. focuses on underwriting and portfolio quality for retail products. The Credit Officer will manage core underwriting activities, monitor turnaround times, ensure data entry quality, review loan proposals, and drive audit compliance and process improvements. Jaipur, on-site, full-time role.

What you’ll do

  • Manage core underwriting activities at Credit Processing Centres
  • Monitor turnaround time from login to sanction for all products
  • Validate and ensure data entry quality across applications
  • Review loan proposals and make decisions per bank policy
  • Ensure audit and compliance adherence and address observations
  • Drive training, process improvement, and policy feedback initiatives
  • Manage vendor relationships and participate in pilot testing
  • Engage with stakeholders and generate ideas for efficiency projects

What you’ll bring

Graduate or Post-Graduation (MBA/CA preferred)

Nice to have

  • 7-9 years retail credit experience
  • Team handling experience

Skills

Credit underwritingAudit complianceStakeholder managementProcess improvementData validationTeam leadership

Education

Graduate/Post-Graduation