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Hiring companyMuthoot FinCorp

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Branch Credit Officer

Wanaparthy,India Full-time On-site

About the role

Credit Officer in the Secured & Unsecured Lending Business at Muthoot FinCorp. Leads detailed customer verification, credit assessment, and cash‑flow analysis to support lending decisions. Works onsite in Wanaparthy, collaborating with the Credit Manager and ensuring compliance with underwriting procedures.

What you’ll do

  • Conduct on‑site customer visits and detailed verification
  • Prepare credit assessments and reports for the Credit Manager
  • Analyze cash flow and repayment ability
  • Maintain compliance with underwriting procedures and product TAT
  • Monitor delinquency triggers

What you’ll bring

  • 1-7 years credit experience
  • Unsecured micro/small ticket loan experience
  • LAP credit experience
  • Excellent English communication

Skills

Credit analysisCash flow assessmentCustomer verificationUnderwriting complianceTeam collaboration