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Branch Credit Officer
About the role
Credit Department at Muthoot FinCorp. The Branch Credit Officer evaluates secured and unsecured loan applications, conducts on-site customer verifications, and performs credit analysis to support lending decisions. Saharanpur branch, on-site work.
What you’ll do
- Meet customers at business premises and residences for verification
- Perform detailed credit assessments and report to Credit Manager
- Analyze cash flow and repayment ability
- Gather documentation for credit analysis
- Ensure compliance with underwriting procedures and maintain TAT
What you’ll bring
- 1-5 years credit experience
- Unsecured micro/small ticket loan experience
- LAP credit experience
- Excellent English communication skills