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Branch Manager Micro Business Loan
About the role
Micro Business Loans team at IDFC FIRST Bank drives growth of the micro business loan portfolio. The Branch Manager leads a branch to scale loan disbursements, plans manpower, recruits and trains staff, and oversees portfolio and profitability. Based in Morbi, Gujarat, India, on-site work at the branch.
What you’ll do
- Plan and achieve branch loan disbursement targets
- Recruit, train and manage branch sales and credit staff
- Identify high‑potential business clusters and execute penetration strategies
- Monitor manpower productivity and branch profitability
- Oversee portfolio management and bucket collection
- Ensure compliance with internal and external audits
- Track competition and report market developments
- Collaborate with retail team for integrated banking solutions
What you’ll bring
- 5-10 years relevant experience
- Bachelor's degree in relevant field
- MBA or PGDM preferred
- Experience in branch management
- Proven target achievement
- Recruitment and training experience
- Portfolio and profitability management
- Knowledge of micro business loans
Skills
Education
Bachelor's, MBA