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Sr Credit Analyst - SME| Thrissur

Thrissur,Kerala,India Full-time On-site

About the role

MSME Business Credit Team in Thrissur, Kerala, India focuses on SME credit risk assessment and portfolio management. The Sr Credit Analyst evaluates and approves credit proposals, reviews delinquent cases, monitors NPA, and implements policy and process improvements. The role requires onsite presence in Thrissur with occasional customer visits for PD.

What you’ll do

  • Appraise/Recommend/Approve Credit Proposals
  • Review delinquent cases and document learnings
  • Recommend changes to Policy and Process
  • Implement system integration plans
  • Monitor NPA and track performance
  • Conduct customer visits for PD
  • Identify process and policy gaps
  • Suggest internal control measures

What you’ll bring

  • 1-5 years experience in credit analysis
  • Graduate degree in any specialization
  • CAMBA certification

Skills

credit analysisrisk managementpolicy reviewNPA monitoringcustomer visitsprocess improvementinternal controlssystem integration