State Business Manager

About the role

Muthoot FinCorp State Business Manager leads the Secured & Unsecured Lending Business across all states, driving sales volume, portfolio growth, and cross‑sell initiatives. The role builds regional sales structures, collaborates with branches, credit, and risk teams to roll out products, and ensures audit compliance while managing soft‑bucket collections. Vizag, on-site, full‑time, with relocation assistance available.

What you’ll do

• Achieve budgeted sales volumes and cross‑sell targets
• Develop and implement sales structures for state/region
• Coordinate product distribution with branches
• Maintain delinquency levels and soft‑bucket collections
• Partner with credit and risk on product roll‑outs
• Ensure audit compliance across sales vertical

What you’ll bring

• 7-13 years experience in secured or unsecured lending
• Proven sales and distribution track record
• Experience managing teams and BTL initiatives
• Soft collections expertise in unsecured loans
• Ability to build regional sales structures
• Collaboration with credit and risk departments
• Audit compliance implementation

Skills

Education

Any UG/PG or MBA