Verified today
Regional Credit Manager
About the role
Financial Services Department at Aditya Birla Capital oversees credit underwriting and regional loan approvals. The Regional Credit Manager leads a team of analysts to evaluate credit proposals, ensure compliance, and mitigate risk across the Karnataka region. On-site role based in Karnataka, India, with responsibility for both pre‑sanction and post‑disbursement credit monitoring.
What you’ll do
- Oversee credit underwriting and proposal evaluation
- Approve credit proposals within authority and recommend escalations
- Manage and develop a team of credit analysts
- Ensure timely MIS reporting and compliance with SOPs
- Coordinate with sales and operations for loan disbursement
- Monitor loan covenants and recovery processes
What you’ll bring
- 8-15 years credit and risk experience in banks or NBFCs
- Chartered Accountant or MBA degree
- Proven team management and leadership skills
- Strong analytical and decision‑making abilities
- Experience with credit underwriting and documentation processes
Education
Chartered Accountant,MBA