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JM
Hiring companyJ.P. Morgan

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Credit Risk Associate

Bengaluru, Karnataka, India Full-time On-site

About the role

Commercial Banking Risk India team at J.P. Morgan focuses on maintaining the firm’s credit health across the commercial banking portfolio. The Credit Risk Associate conducts in‑depth credit analyses for middle‑market clients, prepares risk reports, and recommends rating grades while coordinating directly with underwriters and credit executives. Bengaluru, India, on‑site role with hybrid collaboration across global credit teams.

What you’ll do

  • Prepare credit risk analysis reports for middle‑market clients
  • Recommend rating grades based on analysis
  • Manage quality checks for junior analysts
  • Maintain communication with underwriters and credit executives
  • Develop stakeholder relationships with credit officers

What you’ll bring

  • 4 years credit risk experience
  • MBA with finance specialization or CA
  • Strong corporate finance and financial statement analysis skills
  • Proficiency in MS Word, Excel, PowerPoint
  • Excellent oral and written communication

Skills

Credit analysisFinancial modelingRisk gradingStakeholder communicationMS ExcelMS PowerPoint