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JM
Hiring companyJ.P. Morgan

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Credit Risk Associate

Bengaluru, Karnataka, India Full-time On-site

About the role

Credit Risk team at J.P. Morgan focuses on managing corporate credit exposure and supporting business growth. As a Credit Risk Associate you will independently manage a client portfolio, conduct comprehensive credit analysis, and collaborate with senior officers and North America stakeholders to structure deals and ensure risk governance. Bengaluru, India, on-site role with hybrid collaboration across global teams.

What you’ll do

  • Manage own client portfolio with credit analysis and rating recommendations
  • Perform macro, industry, and financial modeling for corporate clients
  • Negotiate credit terms and finalize documentation with senior officers
  • Support due diligence on capital market transactions
  • Collaborate with North America senior credit officers on new client onboarding
  • Build relationships across Credit Officers, Bankers, and Middle Office
  • Guide junior team members in deal support and review
  • Assist ED/VPs with LoB projects, trainings, and recruitment

What you’ll bring

  • 3+ years corporate credit risk analysis
  • 2+ years client portfolio management
  • Post graduate degree in relevant field
  • Proficient in MS Word, Excel, PowerPoint
  • Strong communication and interpersonal skills
  • In-depth financial statement analysis

Skills

credit analysisportfolio managementfinancial modelingstakeholder communicationcorporate financerisk assessment

Education

Post graduate degree