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Credit Risk Associate
About the role
Credit Risk team at J.P. Morgan focuses on managing corporate credit exposure and supporting business growth. As a Credit Risk Associate you will independently manage a client portfolio, conduct comprehensive credit analysis, and collaborate with senior officers and North America stakeholders to structure deals and ensure risk governance. Bengaluru, India, on-site role with hybrid collaboration across global teams.
What you’ll do
- Manage own client portfolio with credit analysis and rating recommendations
- Perform macro, industry, and financial modeling for corporate clients
- Negotiate credit terms and finalize documentation with senior officers
- Support due diligence on capital market transactions
- Collaborate with North America senior credit officers on new client onboarding
- Build relationships across Credit Officers, Bankers, and Middle Office
- Guide junior team members in deal support and review
- Assist ED/VPs with LoB projects, trainings, and recruitment
What you’ll bring
- 3+ years corporate credit risk analysis
- 2+ years client portfolio management
- Post graduate degree in relevant field
- Proficient in MS Word, Excel, PowerPoint
- Strong communication and interpersonal skills
- In-depth financial statement analysis
Skills
Education
Post graduate degree