Credit Risk Associate

About the role

The Credit Risk Associate will support the EMEA Emerging Markets Credit team by conducting in-depth credit analysis for corporate and financial institution clients in the MENA region. Working closely with partners across Debt Capital Markets, Leveraged Finance, M&A, and Treasury Services, the associate will produce concise credit memos, model financial scenarios, and review loan documentation. The role requires strong analytical, financial modeling, and communication skills, as well as the ability to manage exposure, coordinate approvals, and mentor junior analysts. The position is full‑time, based in Mumbai, and demands a minimum of 2‑3 years of relevant experience.

What you’ll do

• Lead credit due diligence and produce credit memos
• Model financial scenarios and challenge assumptions
• Review and negotiate loan documentation terms
• Coordinate with stakeholders across product teams
• Manage exposure to portfolio of names and sectors
• Mentor and develop junior analysts

What you’ll bring

• Strong credit analysis and due diligence skills
• Advanced financial modeling and scenario analysis
• Knowledge of loan documentation (LMA, ISDA, CSA)
• Ability to manage exposure and portfolio risk
• Excellent communication and stakeholder management
• Experience coaching junior team members

Nice to have

• Prior review of loan or derivative documentation
• Strong written and verbal communication

Skills