AB
Hiring companyAditya Birla Capital Ltd
Verified today
Credit Manager, Affordable
Jharkhand,India Full-time On-site
About the role
Financial Services Department at Aditya Birla Capital drives affordable credit solutions. The Credit Manager oversees underwriting, risk operations, and portfolio quality across ABHFL business lines, coordinating with sales, legal, and external vendors to approve proposals and ensure compliance. Based in Jharkhand, this on-site role requires 3-8 years of credit risk experience and strong stakeholder coordination.
What you’ll do
- Execute risk and credit operations for assigned transactions
- Evaluate and approve credit proposals per approval matrix
- Liaise with legal, technical, and verification vendors
- Coordinate with Credit Processing Analysts and Sales teams
- Monitor bounce rates and ensure timely collection of post-disbursal documents
- Compile MIS reports and ensure audit observations are resolved
What you’ll bring
- 3-8 years credit risk experience
- Proficiency in loan underwriting and risk assessment
- Experience coordinating with legal and technical vendors
- Strong analytical and documentation skills
- Ability to manage portfolio quality and compliance