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Area Manager - Affordable Housing, Senior Area Manager - Affordable Housing
About the role
Affordable Housing division at Bajaj Finance Ltd focuses on expanding home financing solutions. The Area Manager leads credit policy implementation, appraises loan files, monitors delinquency, and reports key metrics for branches in Prayagraj. Prayagraj, on-site, full-time role with responsibilities including market research for new product launches and feedback on credit policies.
What you’ll do
- Implement credit policy across assigned branches
- Appraise credit files for BL & Doctor Loans
- Monitor and control delinquency levels
- Ensure compliance with authority matrix and processes
- Generate monthly reports on login, approval, disbursal, rejection, and deviation
- Conduct market research and gather feedback for new product launches
- Provide policy feedback based on market conditions
What you’ll bring
- 2-3 years experience in credit appraisal
- Experience with loan processing for BL & Doctor Loans
Nice to have
- Implement credit policy and ensure compliance
- Maintain delinquency control
- Report location metrics monthly
- Conduct market research for product launches
- Provide feedback on credit policy based on market conditions