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Card Services Risk Strategic Analytics – Associate
About the role
This role focuses on developing and executing credit card risk strategies across the product lifecycle. The analyst collaborates with business stakeholders to refine policies, conduct quantitative and qualitative analyses, and deliver actionable insights that enhance portfolio performance. Responsibilities include policy development, trend monitoring, data‑driven recommendations, and cross‑functional partnership. The position requires strong analytical, programming, and communication skills, with a background in quantitative fields and at least three years of relevant experience.
What you’ll do
- Collaborate on credit program policy development and improvement.
- Conduct complex analysis and provide concise recommendations to management.
- Develop ongoing analytics to monitor emerging trends and portfolio quality.
- Acquire deep understanding of operational processes and profitability drivers.
- Identify, evaluate, and leverage internal/external data for risk strategy.
What you’ll bring
- Bachelor’s or Master’s in Engineering, Statistics, Econometrics, OR Mathematics.
- Strong SAS/R/Python and SQL programming plus advanced Word, PowerPoint, Excel.
- Minimum 3 years in Business Analysis, Consulting, Data Analytics, or Risk Strategy.
Nice to have
Prior experience in Cards industry strategy or policy role.