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Area Head, Gold Loan
About the role
Financial Services - Gold Loan Division at Aditya Birla Capital drives gold loan growth and portfolio quality across West Bengal. The Area Head leads multiple branch heads, sets regional strategy, ensures compliance and risk discipline, and drives AUM, disbursement and profitability targets. Based in West Bengal, on-site work model, with occasional travel to branch locations.
What you’ll do
- Define and execute regional gold loan strategy
- Lead and mentor branch heads and their teams
- Monitor portfolio quality, risk metrics and regulatory compliance
- Drive AUM growth, disbursement targets and profitability
- Oversee new branch openings and productivity improvements
- Manage relationships with internal IT, marketing, risk and external partners
What you’ll bring
- 5-15 years experience in financial services
- Proven track record in P&L management
- Experience leading multi-branch teams
- Strong knowledge of gold loan products and regulatory compliance
- Ability to drive growth and portfolio quality