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Area Head - Gold Loan
About the role
Financial Services – Area Head of Gold Loan at Aditya Birla Capital leads strategy execution, growth and profitability for gold loan portfolio across Rajasthan. Drives AUM growth, branch expansion, compliance and risk management while overseeing multiple branch heads and teams. Based in Udaipur, Rajasthan, on-site work model.
What you’ll do
- Define and execute regional gold loan strategy
- Lead and mentor multiple branch heads and staff
- Monitor portfolio performance and risk metrics
- Ensure compliance with regulatory and internal policies
- Drive profitability through cost discipline and revenue growth
- Oversee branch expansion and new branch setup
- Manage fraud prevention and collateral safety
- Collaborate with cross-functional teams for product and marketing initiatives
What you’ll bring
- 5-10 years experience in financial services
- Proven leadership of branch networks
- Strong P&L and profitability management
- Expertise in portfolio quality and risk management
- Regulatory compliance knowledge (RBI guidelines)
- Ability to drive AUM and disbursement growth
- Experience in building stakeholder relationships
- Strategic business planning and execution