Senior Consultant - IFRS 9 Credit Risk Analyst

About the role

EY’s Financial Services Risk Management (FSRM) group seeks a Senior Consultant to support credit risk measurement and IFRS 9 impairment estimation for financial institutions. The role involves producing key risk indicators, performing provision calculations, and maintaining monitoring frameworks across Pune, Bengaluru, or Noida. This is an on-site position requiring strong analytical capabilities and domain expertise in regulatory compliance.

What you’ll do

• Produce key credit risk indicators and IFRS 9 provisions (Stage 1-3)
• Perform specific provision calculations and watchlist/default monitoring
• Support data collection, validation, and integrity checks for risk metrics
• Contribute to updates on risk data tools like Risk Datamart and PowerBI
• Assist with internal/regulatory requests and management presentations
• Maintain and update the Loss Database with historical loss information
• Support validation and enhancement of IFRS 9 models
• Mentor junior consultants and review team outputs for quality

What you’ll bring

• Master’s degree in Finance/Economics or CA qualification
• 2-7 years of relevant experience in financial analysis or risk roles
• Strong understanding of IFRS 9 impairment framework (PD/LGD/EAD)
• Experience with credit risk monitoring and staging criteria
• Knowledge of risk systems and reporting tools (SQL, Python, Power BI)

Skills

Education

Master’s degree in business administration (Finance/Economics) or CA qualification