Senior Credit Analyst, Portfolio Monitoring, Corporate Liability

About the role

Corporate Liability Group (CLG) at IDFC FIRST Bank manages and monitors corporate credit portfolios. The Senior Credit Analyst prepares credit assessment memos, ensures timely renewals, monitors portfolio utilization, and supports Relationship Managers with data-driven insights. Based in Mumbai, on-site work model, with responsibility for regulatory compliance and strategic portfolio projects.

What you’ll do

• Prepare Credit Assessment Memos and ensure timely renewals
• Monitor portfolio performance and utilization of credit limits
• Ensure audit and regulatory compliance across portfolio activities
• Generate curated leads to support CLG Relationship Managers
• Create weekly MIS reports to maintain business momentum
• Conduct hygiene checks for account opening and covenant compliance
• Liaise with cross-functional teams for accurate data capture
• Enable RMs to focus on client engagement by reducing operational tasks

What you’ll bring

• Graduation: Any discipline
• Post-graduation: Preferred but not mandatory
• 5-10 years credit analysis experience

Nice to have

• Strong analytical and credit assessment
• Attention to detail and data accuracy
• Knowledge of regulatory and audit requirements
• Ability to manage multiple tasks
• Proficiency in MIS reporting
• Collaborative communication