Verified today
Credit Risk Senior Analyst
About the role
Zolve seeks a Credit Risk Senior Analyst to evaluate and mitigate credit risk for its US credit card portfolio. The role involves assessing customer creditworthiness, analyzing financial statements and credit bureau data, recommending limits and risk actions, and developing credit policies aligned with business goals and regulatory requirements. The analyst will monitor portfolio risk, produce dashboards, implement automated monitoring tools, and collaborate with underwriting, sales, finance, product, and legal teams. They will also ensure compliance with US credit regulations, provide mentorship to junior analysts, and stay current on industry trends and tools.
What you’ll do
- Assess and monitor creditworthiness of existing and prospective customers
- Analyze financial statements, credit bureau reports, and risk data
- Recommend credit limits, terms, and risk actions
- Develop and enhance credit risk policies and procedures
- Ensure alignment with business objectives and regulatory requirements
- Advise senior management on risk exposure and mitigation strategies
- Monitor portfolio risk exposure and prepare risk reports and dashboards
- Implement automated tools for risk monitoring and reporting
- Collaborate with underwriting, sales, finance, product, and legal teams
- Maintain compliance with regulatory requirements and industry standards
- Provide guidance and mentorship to junior risk analysts
What you’ll bring
- 5+ years US credit card risk management experience
- Proficient in credit risk analysis, financial modeling, portfolio management
- Experience with US credit bureaus and scoring frameworks
- Advanced credit scoring models and risk mitigation techniques
- Strong Excel, SQL, Python skills
- Excellent analytical, reporting, and communication abilities
Nice to have
Master’s degree (MBA/MSc) or professional certifications (FRM, CFA)
Skills
Education
Bachelor's