Verified today
Credit Risk Associate
About the role
A Credit Risk Associate in JPMorgan Chase’s Commercial Banking Middle Market team will lead credit analysis and portfolio management for corporate clients, primarily serving North American stakeholders from Bangalore. The role demands deep financial statement expertise, strong communication, and the ability to work independently and collaboratively. Responsibilities include preparing macro‑level reviews, industry and financial modeling, recommending credit rating adjustments, negotiating terms, and supporting capital market due diligence. The associate will build relationships across business lines, mentor junior staff, and contribute to governance and reporting. This position offers a dynamic environment focused on risk management, stakeholder engagement, and career development within a global banking context.
What you’ll do
- Manage client portfolio and conduct credit analysis
- Prepare macro, industry, business, financial, projection models
- Recommend credit rating changes and facility amendments
- Negotiate credit terms with senior officers
- Support due diligence on capital market transactions
- Collaborate with North American approvers on new client onboarding
- Build relationships with cross-functional teams
- Engage junior team members in deal support
- Track client sectors and maintain governance
- Assist leadership with LoB projects and training
What you’ll bring
- Postgraduate degree required
- 5+ years credit risk analysis experience
- 2+ years client management experience