Credit Manager, Wholesale Banking

About the role

Wholesale Banking team at IDFC FIRST Bank manages corporate client portfolios and drives risk‑adjusted growth. The Credit Manager leads credit risk strategy, conducts assessments, and oversees portfolio health while collaborating with business units to align with risk appetite. Mumbai office, on-site work model, with opportunities to shape risk governance and product offerings.

What you’ll do

• Develop and improve credit risk management frameworks
• Conduct independent credit risk assessments of proposals
• Recommend credit ratings and risk‑return ratios to committees
• Engage with business teams to align with risk appetite
• Lead portfolio reviews and early‑warning signal monitoring
• Generate and disseminate risk reports and dashboards
• Ensure compliance with regulatory and internal policies
• Provide inputs to policy and product teams

What you’ll bring

• 5+ years credit risk management experience
• Strong analytical and decision‑making skills
• In‑depth knowledge of credit risk assessment and regulatory frameworks
• Excellent communication and stakeholder management
• Proven leadership and team mentoring abilities
• Ability to drive innovation in risk processes
• High integrity and customer‑centric mindset

Nice to have

• Any Graduate
• Any Post Graduate

Education

Any Graduate, Any Post Graduate