Area Sales Manager, Nano Business

About the role

Bharat Banking – Nano Business team at Axis Bank focuses on providing credit solutions to nano enterprises across semi‑urban and rural areas. The Area Sales Manager leads a team of 5‑7 sales managers and 30+ indirect staff across 2‑3 districts, driving loan disbursement, collection and portfolio health while training staff on product cross‑selling. Based in Indore, on‑site role with frequent travel (15‑20 days/month).

What you’ll do

• Lead and manage a team of sales managers across 2‑3 districts
• Achieve loan disbursement, collection and portfolio targets
• Train team on loan products and cross‑selling opportunities
• Monitor and improve manpower productivity
• Manage collection efficiency and early delinquencies
• Conduct customer assessments and site visits
• Handle PDD and audit queries timely
• Track competition and report market developments

What you’ll bring

• Graduation or Post‑Graduation
• 3-10 years sales experience in bank or NBFC for nano/micro business loans
• Knowledge of field operations and credit assessment
• Understanding of local market and property valuation
• Strong leadership and team management skills
• Excellent verbal and written communication

Nice to have

• Graduation or Post‑Graduation
• 3-10 years sales experience in bank or NBFC for nano/micro business loans
• Knowledge of field operations and credit assessment
• Understanding of local market and property valuation
• Strong leadership and team management skills
• Excellent communication

Skills