Credit Risk Analyst

About the role

PwC Advisory's Credit Risk team in Pune is seeking a Manager-level Credit Risk Analyst to evaluate client risk, support underwriting decisions, and enhance risk management capabilities. Day-to-day work includes leading due diligence reviews for Wealth Management clients and broker-dealers, conducting portfolio stress-testing and concentration analyses, evaluating financing and Prime Brokerage risks, and partnering with Quantitative and Engineering teams to modernize risk frameworks. The role delivers data-driven recommendations to senior stakeholders and risk forums while leveraging AI tools for analysis and workflow optimization.

What you’ll do

• Lead due diligence reviews for Wealth Management clients and broker-dealers from onboarding through periodic reviews
• Conduct portfolio-based analyses including stress testing, concentration reviews, portfolio analytics, and exposure assessments
• Evaluate financing and Prime Brokerage risks while ensuring alignment with risk appetite and governance standards
• Partner with Risk, Quantitative, and Engineering teams to enhance margin methodologies, stress testing frameworks, risk monitoring, and escalation controls
• Deliver clear, data-driven recommendations to senior stakeholders and risk forums
• Support risk decision-making through robust underwriting and risk assessment practices
• Leverage AI tools for analysis, productivity, decision support, and workflow optimization while maintaining appropriate governance and controls
• Modernize risk frameworks by combining IA capabilities with industry and technical expertise in areas like cyber, forensics, and compliance

What you’ll bring

• 6+ years of experience in Credit Risk, Financing Risk, Wealth Management Risk, or Prime Brokerage Risk
• Strong analytical skills with hands-on experience assessing portfolios, risk metrics, and stress-testing outcomes
• Proven experience leading due diligence and underwriting reviews for Wealth Management clients and/or broker-dealers
• Ability to communicate complex risk concepts effectively to senior stakeholders
• Experience partnering with Quantitative and Engineering teams to improve risk analytics, monitoring, margining, or stress-testing frameworks
• Understanding of governance processes and escalation mechanisms within a First Line Risk/Credit environment
• AI proficiency with ability to leverage AI tools for analysis, productivity, decision support, and workflow optimization while maintaining appropriate governance and controls
• Graduation/Post Graduation education; MBA or Chartered Accountant Diploma required

Nice to have

• Wealth Management experience
• Finance Transformation skills
• Financial Services Operations experience
• Corporate Governance knowledge
• Data Analysis and Interpretation skills
• Communication skills
• Accepting Feedback and Active Listening capabilities
• Accounting and Financial Reporting Standards knowledge

Skills

Education

Graduation/Post Graduation Education