MB
Hiring companyMSME Business
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Zonal Credit Head - SME & MSME
New Delhi,Delhi,India Full-time On-site
About the role
SME & MSME Credit Team at MSME Business drives credit decisions for small and medium enterprises, ensuring portfolio quality and risk mitigation. The Zonal Credit Head leads a team of analysts, approves medium‑ticket exposures, shapes credit policies, and reports performance to stakeholders. New Delhi, India, on‑site with occasional travel.
What you’ll do
- Lead and develop the SME/MSME credit team
- Approve medium ticket credit exposures
- Evaluate client performance through financial analysis
- Collaborate with business and clients to structure facilities
- Own portfolio quality and implement controls
- Track industry developments and propose changes
- Provide independent risk assessment and reporting
- Liaise with auditors
What you’ll bring
- CA or MBA in Finance
- 10-20 years of credit experience
Skills
credit analysisportfolio managementrisk assessmentfinancial modelingstakeholder engagementaudit liaisonpolicy developmentindustry research