AB
Hiring companyAditya Birla Capital Ltd
Verified today
Senior Credit Analyst
Gujarat,India Full-time On-site
About the role
Financial Services team at Aditya Birla Capital evaluates lending proposals and manages credit risk for real estate financing. The Senior Credit Analyst conducts detailed credit analysis, prepares credit memos, monitors delinquent accounts, and ensures compliance with internal and regulatory standards. Gujarat, on-site, full-time.
What you’ll do
- Conduct detailed credit analysis of lending proposals
- Prepare and forward credit memos to risk committee
- Monitor customer accounts and manage delinquency
- Manage vendor relationships for field investigation and legal services
- Ensure compliance with internal risk policies and external regulations
- Train local credit process and sales teams
- Handle customer escalations and coordinate with legal team
Nice to have
- 1-2 years credit analysis experience
- Financial statement analysis
- Real estate project evaluation
- Regulatory compliance knowledge
- Vendor management
- Risk assessment skills
- Stakeholder communication
Skills
Credit AnalysisFinancial ModelingRisk AssessmentReal EstateVendor ManagementRegulatory ComplianceStakeholder Communication