Risk Analytics Consultant (Assistant Vice President)

About the role

Wells Fargo is hiring a Risk Analytics Consultant (Assistant Vice President) within the Decision Science Strategy Enablement team, supporting unsecured consumer lending products such as Cards, Co-Brand, Retail Services, Personal Loans, and Flex Loan. The individual contributor role partners with US and India teams to validate business rules and strategies using decision engines, perform testing, and provide analytics to improve efficiency. Based in Hyderabad, India, the position focuses on credit risk analytics for credit card and loan products.

What you’ll do

• Participate in less complex analysis and modeling initiatives, and identify opportunity for process production, data reconciliation, and model documentation improvements within Risk Management
• Review and analyze programming models to extract data, and manipulate databases to provide statistical and financial modeling
• Coordinate and consolidate the production of monthly, quarterly, and annual performance reports for more experienced management
• Present recommendations for resolving data reconciliation, production, and database issues
• Exercise independent judgment while developing expertise in policy governance, risk projects, and regulatory requests
• Collaborate and consult with peers, managers, experienced managers, compliance, including various lines of business
• Support the development of Business Policy Rules/ Strategy implementation using Decision Engines
• Support all new product launches and BAU releases

What you’ll bring

• 2+ years of experience in credit risk analytics domain, primarily with Credit Card and Loan products
• Bachelor's degree in engineering, Technology, Mathematics, Econometrics, Computer Science, or related fields
• Strong hands-on experience with SAS and SQL for data analysis, validation, and testing
• Experience with data warehouses/databases (Teradata, Oracle, SQL Server, DB2)
• Understanding credit cards and personal loan lifecycle
• Knowledge of credit risk strategies, segmentation, scorecards, and decisioning frameworks
• Familiarity with unsecured lending policies and regulatory considerations
• Understanding testing methodologies, system architecture, and data integration frameworks

Nice to have

• Work with decision systems (Zoot Webrule Builder, FICO DMP, Experian PowerCurve) to implement, validate, and monitor strategies across the unsecured lending lifecycle
• Perform end-to-end testing (Unit, SIT, UAT, Regression) and validation using SAS/SQL frameworks
• Manage UAT and Production deployments, including post-production monitoring, validation, and issue resolution
• Analyze data flows, source systems (SOR), and Risk DataMarts, ensuring accuracy and alignment with business requirements
• Develop automation solutions (VB Script, Selenium/UFT, UNIX shell scripting) to improve efficiency
• Participate in Agile processes, contributing to sprint planning, execution, and continuous improvement
• Provide technical guidance, stakeholder communication, and thought leadership to drive innovation and team effectiveness

Skills

Education

Bachelor's degree in engineering, Technology, Mathematics, Econometrics, Computer Science, or related fields.